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Offering "No Closing Cost"
or "Low Cost Closing" loans
in over 30 states!
As a residential mortgage lender, our home office is in Lombard Illinois located in Dupage County. We are one of the largest independent mortgage bankers and broker in the state of Illinois. Since our merger with Draper & Kramer, we now have added the expertise that has been brought to the Chicagoland area for over 100 years.
Residing in Downers Grove, mortgages in the area are easily done all the time. But we are not limited to just this area. In fact, we are licensed in over 30 states and lend primarily home loan mortgages for either homeowners to occupy the property or investment properties, all while offering competitive rates and low closing cost loans.
My mission is to provide the most effective solutions to accommodate our client's current and future financial needs. We utilize a wide range of quality products and services that produce the greatest benefit, at either a no cost or a low cost, without giving up service. And when you do either a low cost mortgage or a no closing cost loan, you will automatically be eligible for our free homebuyers privileges. Just apply either on line, by phone or in person and get all the details.
You Get Fast Answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! We have a large array of Fantastic Calculators to use.
- Prepay vs. Invest Calculator
- Prepayment Mortgage Reduction Calculator
- Qualification Calculator
- Bi-weekly Calculator
- Balloon Payment Calculator
- Annuity Calculator
- How Much of a Down Payment Do I Need?
- How Much Can I Save by Consolidating My Debt?
- I Want to Compare Three Different Loans
- How Much Can I Afford?
- How Much Can I Borrow?
- Amortization Schedule and Calculator
- Mortgage Calculator
- Rent vs. Buy Calculator
- Interest-Only Comparison Calculator
Confused by all the loan programs from which to choose? Our Loan Program Page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice. Feel free to check out my other information and blogs at http://activerain.com/hoffloans.
http://www.facebook.com/people/Keith-Hoffman/1075475730
Free In-Depth Mortgage Assessment Checkup
One thing we can always expect is change. From the expected to the unexpected, the one constant is that you must always be in your best financial position. And by undertaking the Free In-Depth Mortgage Assessment Checkup, you can easily be ahead of the game.
- Identity Theft Assessment
- Full Equity Assessment
- Household Blended Debt Rate Assessment
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- Enthusiasm working for you
Helping people make one of their most important decisions is a serious responsibility,
but something that I enjoy doing. This enthusiasm and hard work will benefit you and
help reduce the stress and anxiety often associated with real estate transactions.
- Established Credibility
I have many years of experience and knowledge working in this industry. I can say with
confidence that I'll get the job done right.
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 Mortgage News Daily
Mortgage Rates Escape Three Treasury Auctions Unharmed - 8 hours ago
Posted To: Mortgage Rate WatchAfter two dataless days and no movement in mortgage rates, action picked up yesterday. Mortgage rates opened the day lower, however, thanks to big turnout at the 10 year Treasury note auction, enchmark yields rallied and mortgage-backed security prices moved higher into the close. We sat and waited for lenders to reprice, disappointingly they never did. This isn't a surprise though, lenders are quick to take away rate sheet pricing when MBS prices are falling but really slow to pass along improvements when MBS prices are on the rise. We had a couple of scheduled economic reports that were released early enough to sway the direction of mortgage rates today. First we got Weekly Jobless Claims from the Department of Labor. This report provides three measures on the health of the labor market...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
Foreclosure Filings Drop. Prevention Policies Distorting Supply and Demand - 9 hours ago
Posted To: MND NewsWireToday RealtyTrac® released its February U.S. Foreclosure Market Report. The RealtyTrac report shows that foreclosure filings, which include default notices, scheduled auctions, and bank repossessions declined 2 percent from January. A total of 308,524 properties in the United States received one of the listed notices during the month. This equates to 1 house in every 418 units. Compare that to January's ratio of 1 in every 409. That works out to a 10% month over month improvement. However, when comparing data from one year ago (Feb 2009), the ratio is still 6% worse. James J. Saccacio, chief executive officer of RealtyTrac says, "The 6 percent year-over-year increase we saw in February was the smallest annual increase we've seen since January 2006 , when we began calculating...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS CLOSE: On The Brink Of Something Epic? - 9 hours ago
Posted To: MBS CommentaryMBS end 1 tick down at 100-29 10yr Note Yield at 3.725 S&P up 5 points, all gains late in the day 30yr Auction pressures rates early and helps out late This one's a good read, and a tangible concept to share with clients and business partners Something Epic? Let's not get too carried away... After all, we've been here plenty of times before only for the much anticipated turning point to send markets sideways--merely prolonging the "waiting for guidance." But where exactly is "here?" And why is it more epic than every other day that bonds end the day "honing in" (trading in a narrowing orbit AROUND a certain price) on key technical levels? Fortunately, the 2 day chart contains a good example of something we see fairly often, which is prices or yields...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
MBS AFTERNOON: Volatility Fades As Bonds Cling To The Edge - 10 hours ago
Posted To: MBS CommentaryThe Edge: Both MBS 4.5's and 10yr notes are UNCHANGED at the moment For MBS, that's 100-30 and for the 10yr, that's just under 3.73 Verdict on this auction cycle: undecided... waiting for retail sales tomorrow and FOMC next week The snake continues to coil, but who will it strike? When we reference the snake, that would be a chart with with converging/competing trends in a "triangle" shape. Since the line on such charts is usually predisposed to move directionally after it breaks out of the triangle. In this sense, it's like a "coiling snake" preparing to strike out in one direction or the other. As we are still in the middle of this triangle, there's no clear indication of which direction rates want to move of their own accord. With retail sales coming...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.
FHA Commissioner: Raising the Down Payment Requirement Would Hurt Housing Recovery - 11 hours ago
Posted To: MND NewsWireIncreasing the minimum down payment required for a Federal Housing Administration (FHA) loan from 3.5 percent to 5 percent could be a double whammy, affecting both potential homebuyers and the economy as a whole according to David H. Stevens, FHA Commissioner. At the same time, a lower loan to value ratio (LTV) by itself is not a particularly good indicator of buyer risk. In a statement prepared for a hearing Thursday afternoon by the House Financial Services Subcommittee on Housing and Community Opportunity, the Commissioner said if the agency raised the minimum down payment to 5 percent "as some have suggested," it would adversely impact the housing market recovery. The agency has conducted an evaluation of the loan files of a large sample of recent loans to identify homeowners...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it. |
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Your Mortgage Specialist for Life!
1st Advantage Mortgage
701 E. 22nd St. Suite 125
Lombard, IL 60148
Office Phone: (630) 376-0555 Fax: (630) 261-2228 Cell Phone: (630) 306-5626
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 1st Advantage Mortgage - 701 E. 22nd St. Suite 125 - Lombard, IL 60148 Office Phone: (630) 376-0555 Fax: (630) 261-2228 Cell Phone: (630) 306-5626
:: Free benefits to our customers :: Assessment Flier :: Assessment Information :: Apply Now :: Fantastic Calculators :: Market Update :: Pre-Qualify :: Free Homebuyer Tips :: Prequal CalcuLetter :: Loan Programs :: Purchasing :: Refinance :: All Listings :: Buyer's Resources :: Seller's Resources :: Dream House Finder :: Free Buyer Reports :: Free Seller Reports :: Market Analysis :: Schools :: Weather :: Contact Us :: About Us :: Detailed Information :: Tell-A-Friend :: Reputable Businesses :: Rate Alert :: Request Loan Status :: Calculators :: Loan Process :: FAQ :: Forms :: Credit Report :: Marketplace :: Home ::
We Are licensed to lend in the following states: Arkansas, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, Wisconsin & Wyoming.
An Illinois Residential Licensee
You can find great local Lombard, Illinois real estate information on Localism.com Keith Hoffman is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.
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